Useful intelligence starts with honest evidence.
Understand how PaySure distinguishes business-provided information, internal ledger records, calculation outputs and authoritative third-party data.
Four different kinds of information.
Not every data point should carry the same weight in a credit decision.
Declared
Facts supplied by an individual or business, pending independent validation. Treat as self-reported rather than verified.
Recorded internally
Payment outcomes, invoices and credit exposures documented by your own team. Review completeness and accuracy.
Calculated
Trade-credit estimates using entered terms and assumptions. Useful planning scenarios, not regulatory ratings.
Transparent policy calculations.
Credit Copilot estimates exposure using buyer monthly purchases, terms, collection days, payment history and optional working-capital budget. The underlying model is rule-based and runs in the browser; it is not a trained AI credit-scoring model or bureau enquiry.
Try Credit Copilot ↗Know the assumptions.
Built around responsible decisions.
Do not submit sensitive buyer information through demo features, which run in browser storage. Use authorised data channels when production integrations are configured.
Obtain a lawful basis and required permissions before ordering regulated or third-party checks.
Credit information supports your judgment but cannot eliminate defaults, disputes or collection risk.
Treat external status as unverified until there is an actual successful provider response, timestamp and source reference.