HomeFree credit tool
COMPLETELY FREE · NO SIGN-INMeet your free Credit Copilot.
Get a credit-limit estimate, working-capital cycle and delay stress test in five questions.
FREE CREDIT TOOL · NO SIGN-UP
A smarter credit limit, in 60 seconds.
How much credit should you give a buyer? Tell our Credit Copilot about the order size, payment cycle and available cash. Get an instant, explainable estimate.
- Suggested buyer credit limit and terms
- Working-capital cycle and cash required
- What happens if payment is 15 days late
Built with a transparent credit-policy algorithm. No account, bureau enquiry, or company documents needed.
No data is saved or sent to a server. Educational estimate, not a verified credit decision.
GOOD TO KNOW
Useful planning, not a credit score.
This calculator is a financial-planning aid. It doesn't verify a company's financial statements, bureau score, GST, payment behaviour or creditworthiness. Review the buyer's actual records and your own credit policy before extending credit.